About Us

Real Mortgage Associates Inc is a licensed mortgage brokerage.
Real Mortgage Associates Inc. specializes in Residential Mortgages, Commercial Mortgages and Construction Loans and mortgages that deviate from the bank’s guideline.
Our background in Residential Mortgage, Commercial Mortgage, Renewals & Refinances, Financial and Real Estate Consulting, along with our professional and personalized services, provides you with information to help you to choose the best mortgage for your needs, at the lowest interest rates. We can save your time and money.
Our goal is to design mortgages that best meet our clients’ needs, whether buying a first or second home in Toronto; purchasing an investment or vacation property; renewing a mortgage; or using the equity in a home for everything from renovations to debt consolidation. We can help clients save on interest and boost cash flow. At RMA we treat every mortgage solution as if we were working with you to build your dream home than. We carefully constructed to match your unique requirements.
Everyone can go to the bank, but not many can manage to get the best mortgage rate. We maintain long lasting partnerships with a vast of network lenders. Our experienced Mortgage Agent has access to lending institutions, including major banks, credit unions, trusts and other national and regional lenders. We help homeowners by asking the right questions, comparing rates and mortgage conditions, designing a mortgage based on their needs, and understanding how to make their mortgage work for them.
By using RMA service, you only need to apply once, with only a single credit inquiry to your credit bureau. We then specialize in finding the best lender and mortgage type to suit your needs, and negotiating the best mortgage rate and conditions on your behalf, even with your own financial institution.
If you’re like most people, a mortgage represents your largest and lowest-cost debt obligation, and your home is your most significant asset. Proper planning can protect you from a financial downturn, save you thousands of dollars, and help you build your wealth over time – that’s why working with an experienced Mortgage Agent is so important.
We offer more than just great rates. Of course, low rates are important for paying less interest over the long term, but there are other factors to consider. For instance, many people don’t realize that a mortgage with a rock-bottom rate could have higher fees and penalties, or more restrictive terms. Our Mortgage agent will help you find a mortgage with a great rate and the right mortgage privileges – a combination that could save you thousands in the long term. We’ll walk you through fixed versus variable rates, payment flexibility, pre-payment privileges, restrictions, fees, penalties, mortgage portability, assumability, and more! At RMA, we know you want a customized mortgage plan, as well as an advisor who understands your needs and keeps in touch throughout your mortgage years.
Our services include walking you through the entire process; from the time of mortgage application to the pre-approval, and right up to the mortgage closing date.
We look forward to helping you achieve your financial and home ownership goals!
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